Samiel Moses Edidem
8 min readNov 27, 2024

XBANKING (XB): Revolutionizing DeFi with Dividends and Beyond

“What if holding a token could feel like owning a share in a booming enterprise, with passive income flowing into your wallet and the promise of exponential growth?”

“what if your tokens didn’t just sit idle in your wallet, but instead worked tirelessly to reward you with passive income, perks, and profits?”

Enter XBANKING (XB), the world’s first DeFi dividend token — a groundbreaking innovation that merges the appeal of traditional dividends with the boundless possibilities of decentralized finance. This isn’t just another token on the market; it’s a paradigm shift designed for the Web3 community. The XBANKING (XB) token redefines what it means to invest in DeFi, blending the best elements of traditional dividend stocks with the innovation of Web3.

“Imagine earning not just from the token’s potential price appreciation but also from consistent profit-sharing tied directly to the performance of a large, expanding DeFi ecosystem.”

XBANKING (XB) introduces an entirely new way of thinking about token utility and rewards. With XB, investors are no longer mere spectators, they’re active participants in a platform that rewards their loyalty with free airdrops, staking bonuses, NFTs, and dividends.

“Again, imagine benefiting from token price appreciation while also receiving regular dividends, airdrops, and access to exclusive rewards.”

More than a mere financial instrument right?

XBANKING’s token embodies a vision: to empower its holders with consistent, tangible value while redefining the concept of decentralized participation. From its unique restaking innovation to its expansive liquidity pools and profit-sharing mechanism, XBANKING is setting a gold standard for DeFi.

Furthermore, XBANKING provides comprehensive staking and liquidity pooling solutions for an extensive client base of over 50,000 individuals and institutions. XBANKING’s expertise has earned the trust of the world’s largest asset managers, custodians, exchanges, funds, token and wallet holders, who leverage XBANKING’s infrastructure and APIs to generate rewards.

Its Vision

XBANKING is committed to becoming the world's largest liquidity provider, driving growth and innovation in the Web3 ecosystem. With a robust infrastructure and dedication to excellence, XBANKING is poised to shape the future of blockchain and DeFi.

✓ Key Highlights:

- Professional, stable, secure, and blockchain-compliant services

- DeFi staking services covering 40+ major public blockchains

- End-to-end staking and liquidity pooling solutions

- 50,000+ individual and institutional clients

- Trusted by the world's largest asset managers, custodians, exchanges, funds, token and wallet holders

- Committed to becoming the world's largest liquidity provider

XB: The Next Evolution in Dividend-Driven Tokens

XB isn’t just a token; it’s a blueprint for a decentralized, profit-sharing future. Unlike traditional dividend stocks tied to centralized entities, XB operates in a decentralized ecosystem where profits from XBANKING’s staking, restaking, and liquidity pools are distributed proportionately to XB token holders. This model ensures that token holders are more than investors but partners in the platform’s growth.

As an evolving opportunity modeled after dividend-yielding stocks but offering far greater flexibility, XB allows holders to enjoy passive income, community-driven governance, and access to an ever-growing suite of DeFi services.

Here’s what sets it apart:

  1. Passive Income Beyond Expectations: Unlike many tokens that rely solely on speculative trading, XB holders receive a share of XBANKING platform profits. Dividends are distributed proportionally, making the token a steady source of income for long-term holders. This model introduces financial predictability in an otherwise volatile crypto market, providing a unique edge.
  2. A True Incentive for Long-Term Holding: XB offers tangible rewards for those who hold and stake their tokens. From monthly partner giveaways to NFT rewards and bonuses, XB holders are consistently rewarded for their loyalty.
  3. High Yields Through Staking: With an impressive 16% APR on staking, XB tokens provide one of the highest yields in the DeFi space. Combined with the potential for token value appreciation, this creates a compounding effect, maximizing returns over time.

The XB Dividend Advantage: Passive Income Meets Profit Growth

Investors often dream of creating streams of passive income. XB makes this dream a reality by redistributing a portion of XBANKING’s profits to its holders.

Here’s what sets XB dividends apart:

  1. Proportional Rewards: XB holders earn dividends relative to their stake in the circulating token supply.
  2. Daily Airdrops: From partner projects to platform rewards, XB holders receive a consistent flow of bonus tokens and NFTs.
  3. Compounding Potential: Reinvesting earned dividends into additional XB tokens or staking pools allows holders to unlock the power of compounding, multiplying returns over time.

Why Hold XB?

The Multifaceted Benefits of XB Ownership

XB offers more than just financial returns, it creates an ecosystem of value.

Key benefits include:

  • Price Appreciation Potential: With a fixed supply and growing demand, the XB token is primed for substantial price growth.
  • Exclusive Rewards and Bonuses: From partner giveaways to free tokens and NFTs, XB holders access an unmatched suite of perks.
  • High-Yield Staking: With an impressive 16% APR, XB staking ensures that idle tokens work to generate income.
  • Voting Rights: XB holders influence the future direction of the XBANKING platform through decentralized governance.
  • Early Product Access: Holders enjoy privileged access to new products and services within the XBANKING ecosystem.

Revolutionizing DeFi with Restaking For Cryptocurrency Security and Rewards

Restaking, a groundbreaking concept pioneered by the XBANKING project, is transforming the landscape of cryptocurrency security and rewards. This innovative approach enables users to re-stake liquid staked tokens, amplifying security and reward potential.

What is Restaking?

Restaking allows users to re-stake their liquid staked tokens, such as Ethereum (ETH), The Open Network (TON), Solana (SOL), and others, at the consensus layer. This process enables users to maximize their stake's potential, earning additional rewards through XBANKING's services, up to 12% APR.

Key Benefits:

  1. Enhanced Security: Restaking reinforces network security by re-staking liquid tokens, ensuring a more robust and resilient consensus layer.
  2. Increased Rewards: Users can earn additional rewards on their stake, maximizing their return on investment.
  3. Liquid Staking Token (LST) Utilization: Restaking unlocks the full potential of LSTs, allowing users to leverage their tokens more efficiently.
  4. Multi-Chain Support: Restaking is compatible with various blockchain networks, including Ethereum, The Open Network, Solana, and more.

How Restaking Works:

  1. Users stake their tokens directly or through a liquid staking token (LST).
  2. The staked tokens are then re-staked through XBANKING’s restaking service.
  3. The re-staked tokens contribute to the network’s security and consensus layer.
  4. Users earn additional rewards on their stake, up to 12% APR.

XBANKING Ecosystem: A Technological Powerhouse

The XBANKING ecosystem is one of the most extensive in the DeFi space, supporting:

  • 35+ Blockchains and 140+ Tokens
  • 74 Web3 Wallets
  • 7800+ Validators
  • Over $1 Billion in Total Value Locked (TVL)

With a robust infrastructure featuring 34 high-performance servers and 24/7 support, XBANKING offers a seamless, secure, and user-centric DeFi experience.

Non-Custodial Staking Made Simple

Gone are the days of centralized staking risks. XBANKING provides a decentralized, user-friendly platform that lets users effortlessly stake over 140 tokens. With attractive APRs and a secure infrastructure, XBANKING ensures steady rewards with minimal risk.

Robust Infrastructure for Seamless Operations

Supporting over 7,800 validators and managing a TVL exceeding $1 billion, XBANKING delivers reliability and scalability. Its state-of-the-art servers boast 99.9% uptime, ensuring uninterrupted services across multiple networks and wallets.

How to Maximize XB Ownership Rewards

To fully benefit from XB dividends, holders must:

  • Purchase XB tokens on platforms like Raydium DEX.
  • Stake their XB tokens in XBANKING’s liquidity pools.
  • Maintain their stake for at least 30 days to qualify for profit distributions.

Airdrops and Rewards: Daily Opportunities for XB Holders

Holding XB tokens is more than an investment; it’s a gateway to continuous rewards. From daily token giveaways to exclusive bonuses, XBANKING ensures that holders are always incentivized. In a recent promotion, over $72,000 worth of tokens were distributed to service users and XB holders, highlighting the tangible benefits of being part of the ecosystem.

Upcoming Premium Features

The soon-to-be-launched XBANKING Premium subscription will take rewards to the next level. Using XB tokens, holders can unlock access to tokens from significant Web3 projects, amplifying their earning potential.

Tokenomics: Transparency and Sustainability

XBanking's dynamic tokenomics structure is designed to create a robust and sustainable ecosystem that fuels growth and empowers our community.

The token distribution is as follows:

- Liquidity (41.6%): Circulating supply on decentralized exchanges (DEXs) and centralized exchanges (CEXs).

- Marketing (11%): Allocated for marketing and promotion of the project and token. Locked until January 1, 2025.

- Presale (3.4%): Community and presale rounds. Locked until June 9, 2025.

- Staking Rewards (19%): Rewards for staking and other on-chain activities.

- Foundation & DAO (14.4%): Foundation reserves for sponsoring project initiatives, grants, and DAO activities. Locked until June 9, 2025.

- Team (10.6%): Rewards for the project team and engaged professionals. Locked until June 9, 2025.

The XB token’s unique tokenomics ensure long-term value and sustainability:

- Total Supply: 10,500,000 XB
- DEX/CEX Liquidity: 30% (3,150,000 XB)
- Staking Rewards: 15% (1,575,000 XB)
- DAO Reserves: 30% (3,150,000 XB)
- Community Rewards: 5% (525,000 XB)

This tokenomics structure ensures a balanced distribution of tokens, prioritizing liquidity, community rewards, and sustainable growth. The locked tokens ensure a consistent and predictable release of tokens into the market, maintaining a stable and secure ecosystem.

A New Era of DeFi Participation

XBANKING (XB) redefines what it means to hold a token in the decentralized era. By blending traditional dividend concepts with cutting-edge DeFi mechanics, XB offers investors more than just speculative gains, it provides an avenue for consistent, meaningful returns tied to the performance of a vibrant ecosystem.

For those seeking to capitalize on the next wave of DeFi innovation, XB represents not only an opportunity but a movement. Embrace the future of decentralized finance, where passive income, value appreciation, and community-driven growth converge in one revolutionary token.

Why Now is the Best Time to Invest in XB

With the DeFi landscape rapidly expanding, XB is positioned as a trailblazer in offering both financial and utility-driven rewards. The XBANKING platform’s innovative services, combined with the XB token’s dividend model, create a compelling case for early investment. As the ecosystem grows, so too will the potential rewards for XB holders.

Whether you’re looking for passive income, high staking yields, or the opportunity to participate in a groundbreaking DeFi ecosystem, XB delivers it all. By holding and staking XB, investors aren’t just buying a token, they’re securing a stake in the future of decentralized finance.

About XBANKING

XBANKING is a premier global Web3 infrastructure provider, dedicated to delivering professional, stable, secure, and blockchain-compliant services to clients worldwide. Since 2022, XBANKING has been at the forefront of blockchain infrastructure technologies, with a strong focus on DeFi staking services that span over 40+ major public blockchains.

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Samiel Moses Edidem
Samiel Moses Edidem

Written by Samiel Moses Edidem

A man who loves God || Brand Ambassador || Content Creator || Blockchain Enthusiast

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